The purpose of this system is to increase the level of trust among citizens in financial institutions and to strengthen the stability of the entire financial system of the country. It covers both banks and other financial organizations that have a license from the National Bank to attract deposits.
It is worth noting that in 2025, the National Bank issued licenses for the establishment of six new commercial banks, including JSC "Berekete Bank," JSC "Alma Finance Bank," JSC "Muras Bank," JSC "Asman Bank," and JSC "Kylım Bank."
The founders of JSC "Alma Finance Bank" include six participants, among whom are three citizens of China: Wang Chuang'an, Kang Jianlin, and Liu Wenchzhun, as well as LLC "Baden Service," which is engaged in construction, and LLC "Kyrgyz Temir Group." Also among the founders is JSC "MCC 'Alma Credit'."

On January 14, 2026, the bank received a license to conduct banking operations in both national and foreign currencies.