According to the new regulations, the minimum requirements for the charter capital for newly established commercial banks (including branches of foreign banks) are now at least 3 billion soms.
As for existing banks, they must meet the following charter capital requirements:
- by June 30, 2026 - 800 million soms;
- from July 1, 2026 - 1 billion soms;
- from July 1, 2027 - 1.5 billion soms;
- from July 1, 2028 - 2 billion soms;
- from July 1, 2029 - 2.5 billion soms;
- from July 1, 2030 - 3 billion soms.
For newly established banks (including branches of foreign banks), the own (regulatory) capital must also meet the minimum charter capital requirement of 3 billion soms.
If a bank is recognized as "systemically important," it is required to increase its own capital to the established level (at least 8 billion soms) within three months after being notified by the National Bank of its compliance with the criteria for systemic importance.
According to the resolution, those who applied for a permit to establish a bank after the date of adoption of this resolution are required to form a charter capital of at least 3 billion soms.
Photo on the main page: freepik.com.