Now, users holding digital yuan in their wallets will be able to earn income similar to interest on demand deposits. This change transforms the digital yuan from simple "digital money" into "digital deposits," which analysts believe should increase public interest in its use.
According to the People's Bank of China, the new initiative aims to stimulate the adoption of e-CNY and expand its popularity among the country's citizens. However, interest rates have not yet been announced.
In addition, the Chinese regulator has established an international operational center in Shanghai to promote the digital yuan beyond the country's borders. To date, the use of e-CNY is still limited to government entities and large corporations, while most transactions on popular platforms like Alipay and WeChat Pay continue without the application of digital currency.
Development and testing of the digital yuan have been underway for nearly ten years. By the end of November 2025, nearly 3.5 billion transactions in this digital currency had been registered in China.
