Among the main reasons, she highlighted the following:
- Taxation Risks: Some mobile wallets receiving funds are registered to individuals and have no relation to businesses. As a result, the tax service does not track these incomes, which can lead to significant fines. This is one of the key factors causing sellers to avoid such payment options.
- High Fees: Sellers face high interest rates that mobile operators charge for servicing wallets. Members of the association, many of whom are retailers, claim that this makes such transactions economically unviable.
- Issues with Issuing Receipts: Sellers encounter difficulties in understanding how to properly issue receipts through cash register machines when money is received in a mobile wallet. This raises concerns about potential violations of tax legislation.
Additional Information: On September 13, 2025, the Cabinet of Ministers proposed amendments to the tax legislation, which were approved by the Jogorku Kenesh on October 29, 2025, and partially came into effect on January 1, 2026.
Among the changes is Article 317-2 in the Code of Administrative Offenses of the Kyrgyz Republic, which introduces liability for accepting payments for goods through a QR code registered to an individual.
